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Optimum Consult LTD LogoOPTIMUMCONSULT LTDCheck your options
A clearer way forward

More cash in your hands.
Less stress on your payslip.

We help CAGD workers consolidate their loans, understand their options, and take home more each month.

Estimate my take-home See how it works
EAKOMA
Join 2,000+ workers making
smarter money decisions
MONTHLY STATEMENT
GHS 8,420.00
Net monthly income
Option foundTailored to your payslip
Simple
. Secure
. Clear.
GHS 45M+Loans reviewed
2,000+Workers supported
5Trusted bank partners
100%Confidential process
What we do

Your finances,
made simpler.

One conversation can change how you feel about your payslip. Our team brings clarity to the numbers and confidence to your next step.

Loan consolidation

Combine multiple repayments into one manageable plan, potentially freeing up more cash every month.

Explore this option

Payslip assessment

Get a clear, honest view of what your income can support before you make a decision.

Check affordability

Application support

From documents to submission, we stay with you and keep the process easy to follow.

Start an application
The process

From payslip to peace of mind.

No jargon. No pressure. Just four clear steps to a better understanding of your options.

01

Share your details

Tell us a little about your income and current obligations.

02

We review

Our team studies your payslip and finds the right path.

03

See your options

We explain suitable offers clearly, without the fine print.

04

Move forward

Choose what works for you. We support your application.

Quick estimate

What could your new
take-home look like?

Private & secure
Optional details helps us refine your estimate
Estimated qualification
GH₵0.00

This is an estimate, not a guarantee. We'll confirm the details with you.

Get my personalised review
Our network

Connected to the
right people.

We work with trusted financial institutions to help you explore options that fit your situation.

Consolidated BankFinancial partner
Fidelity BankFinancial partner
GCB BankFinancial partner
Stanbic BankFinancial partner
Absa BankFinancial partner
Ready when you are

Let's find your
better number.

Start with a confidential conversation. There's no obligation and no pressure to proceed.

Prefer to speak to someone?Chat with a consultant
Questions, answered

Good decisions
start with clarity.

Our service is designed for CAGD workers with a steady monthly payslip. We review each application based on income, existing obligations, and the lender criteria.